Indians work an average of 47.7 hours every week, as per a report by the Indian Labour Organization (ILO). It typically comes down to over 9 hours per day considering a 5-day workweek. Given the time they spend at work, the onus falls on the employers to ensure workplace happiness for better productivity.
Employees who stay content produce better results, remain loyal, and enhance workplace culture. While there are multiple benefits that companies can rely on, food cards have emerged as a popular employee benefit. However, to leverage this benefit for the desired outcome, companies must pick the best food card in India.
Although the best food cards in India offer a better employee experience, they can be an operational overhead for HR teams. For this, we recommend Zaggle Multi-wallet card. It simplifies employee benefits management including tax-free meal allowance.
Let’s explore Zaggle Multi-wallet cards in detail.
All about Zaggle Multi-Wallet Cards
Zaggle Multi-Wallet cards are prepaid payment cards that employees can use to purchase food, grocery items, and non-alcoholic beverages. It is a multi-wallet payment card, which means employers can provide other tax-free allowances within the same card, but without any overlap of funds. These cards work just like your debit card, offering the convenience of making purchases at both online and offline stores. It comes with enterprise-grade security with a PIN-based transaction process. These cards are fully compliant with RBI and IT standards.
One of the core features that makes it the best food card in India is that the multi-wallet card offers an end-to-end automated workflow for HR teams to manage employee food allowance. It helps in avoiding delays or errors when offering funds to employees.
Employee benefits management is very simple with Zaggle Multi-Wallet Cards as employers can manage the entire process from the Zaggle SAVE platform. It automatically calculates the allowance for each employee, which the HR teams can load into the respective cards with just a few clicks. Once the money is loaded into the cards, employees can use it to buy food items at cafes, restaurants, grocery stores, and other food outlets across India.
Features that make Zaggle Multi-Wallet Card the Best Food Card in India
Below are some of the features and advantages that make Zaggle Multi-Wallet Card the best food card in India.
Access Zaggle food card on mobile
Zaggle Multi-Wallet Card is one of the best food card in India as it allows you to manage meal allowance on the go with a dedicated mobile app. Users can make budgets, and track expenses for better financial discipline. Even for employers, mobile access simplifies the process of adding funds to the cards. The app gives users real-time visibility into the transactions for better compliance with policies.
Dedicated benefits platform
Every employee will have a different preference for meal allowance. Employers must accommodate these unique needs to improve employee experience. This is where Zaggle Multi-Wallet card emerges as the best food card in India. It comes with an integrated benefits platform, Zaggle SAVE. The platform allows HR teams to digitalize the allowance process by automatically calculating allowance amounts and tax implications..
Compliance with tax regulations and standards
Although the government allows meal allowance for working professionals, it comes with strict rules. The allowance has a per-day fund restriction and can be used to purchase only food items. While complying with these regulations may be difficult with other food cards, Zaggle Multi-wallet card makes it fairly simple, making it the best food card in India for your workforce. You can enforce restrictions like spending categories and transaction limits. With this, employees can avoid using meal cards for non-food purchases by mistake. Employers can also configure custom rules to suit their company guidelines.
Access to reports and insights
Zaggle Meal Cards are not just a payment tool, but a comprehensive financial solution. It allows employees to make smart purchase decisions by generating automated reports to give them a detailed look into their food-related spending. The AI-generated insights can be used to make an efficient budget plan and also help you stick to it. Since it can be accessible across devices, employees can keep an eye on their purchases at all times.
Zaggle SAVE: Improve Workplace Happiness with the Best Food Card in India
The Zaggle Multi-Wallet card is a one-of-its-kind employee benefits card that allows employers to bundle their benefits into one single card. Employers can set spending rules for every category according to company policy. Employees, on the other hand, get access to a flexi-benefit card with tax-free allowances. For meal allowance specifically, Zaggle SAVE offers below features,
- Accepted at 7 million+ VISA/Rupay category merchant
- 100% RBI and IT compliant
- Mobile app access
- Online and offline use
Learn more about Zaggle SAVE here.
